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Marketplace Common Questions

What is "the Marketplace"?

Since 2013, eligible Mainers can enroll in Qualifying Health Plans through the Marketplace. The Marketplace is part of The Affordable Care Act (ACA), the health care reform law that was enacted in March of 2010. This law was created to decrease the cost of health insurance and reduce or eliminate barriers to coverage while improving quality of care. The Health Insurance Marketplace has been way for people to get health insurance. In 2021 Maine transitioned to a State Based Exchange which can be found at call them at 1-866-636-0355 for help applying for health coverage. If you need help understanding the plans and your options, we can help. Call us at 1-800-965-7476.

Some highlights of the ACA include:

  • Subsides (financial aid) that lower your premium costs
  • No discrimination against pre-existing conditions.
  • Young adults up to age 26 can remain on their parent's health insurance plan
  • The right to appeal to the insurance company and an independent entity when medical care is denied by your health insurance plan