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Dirigo Health - Health Reform for
Maine
"Our goal is quality care for everyone
at a price we can afford."
-Governor John E. Baldacci
Access
Create Dirigo Health
- Establish a comprehensive, affordable health insurance
plan, offered through private insurers
- Enroll individuals, families, the self-employed,
and workers (who work at least 15 hours per week)
in small businesses (that pay at least 60% of the
aggregate individual/dependent premium costs)
- Cover all the Uninsured within Four Years
- Subsidize, on a sliding scale based on ability
to pay, persons with annual incomes up to $26,940
(individual) or $45,780 (family of 3)-i.e., up to
300% of Federal Poverty Level (FPL)
- Provide partial premium subsidies for similar
workers in large, fully insured businesses
- Allow uninsured people over 300% FPL to purchase
coverage at cost
- Pool resources of enrolled individuals, employers,
employees, and bad debt and charity care funds to
provide access without new State appropriations
and to draw federal match for those eligible
Cost
Plan and Control Health Care Costs
- Develop a State Health Plan to set measurable
goals for access, cost, and quality health care
and a budget for resource allocation
- Create Certificate of Need Capital Investment
Fund to guide future expenditures
- Set a budget, and ask hospitals and physicians
to develop a plan for the future of Maine's hospitals
Use Group Purchasing, Information, and Technology
- Coordinate insurance purchasing by public entities
through a Public Purchasers' Steering Group
- Dirigo Health coverage for the uninsured will
reduce bad debt and charity care, and pay market
rates to providers
- Disclose to the public average charges for common
services performed at hospitals and by other providers
- Reduce paperwork by requiring providers to use
electronic submissions
- Strengthen regulation of insurance rates
- Ask providers and insurers to limit price increases
and margins to 3%, and report results to public.
Failure to meet targets will trigger regulatory
action
Quality
Oversight and Public Health Protection
- Establish the Maine Quality Forum to provide best
practices information
- Provide user-friendly and accurate Web-based consumer
information about health and health care
-
Amend the Constitution to protect
the Fund for Healthy Maine
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